Airbnb Hosting Insurance

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For any bookings on Airbnb, your home is automatically covered by a guarantee up to £600.000. In additional to that, we have partnered up with GUARDHOG to offer you a comprehensive insurance specifically tailored for holiday rentals.

GuestReady’s Host Cover by GUARDHOG is an innovative insurance product, designed to cover hosts when they have paying guests staying in their home, by providing cover which works alongside their existing home and contents insurance.

Why additional insurance?

By renting out your house as a vacation rental, parts of your existing home insurance can be invalidated or restricted. Host Cover by GUARDHOG is designed to replace these specific parts of your normal home insurance with the extra cover you need to rent out your house without any worries.

Essentially, the cover will match the extent of your existing contents and buildings cover if and where these policies won't cover claims because they relate to paying guests' stays.

Additionally, the cover provides our hosts with £1.2m public liability insurance cover against, for example, paying guests injuring themselves in your home during a stay, giving you an additional peace of mind.

What does it cover?

Host Cover by GUARDHOG covers the following:

ChecksAccidental Damage

ChecksMalicious Damage

ChecksTheft

ChecksPublic Liability

ChecksBuildings & Contents

ChecksCommunal Areas

What does it cost?

Insurance will automatically be provided for bookings taken via some of the platforms we advertise on. If you would like to cover all your bookings, please get in touch with your GuestReady account manager.

Are you eligible?

To be eligible for GuestReady Host Cover you must:

  1. Have existing home insurance in place
  2. Be able to answer the following statements truthfully:
    • I have never been convicted of, or charged with, any offence other than motoring offences
    • I have never been subject to a county court judgement (CCJ), a debt relief order (DRO), an individual
    • voluntary arrangement (IVA) or to bankruptcy proceedings
    • I have never had insurance cancelled, refused or declined or had any special terms imposed
    • I have not made more than 1 insurance claims in the past 5 years.
  3. Please contact GUARDHOG if your Home:
    • Is worth more than £4.5m
    • Is a Listed Building
    • Has a swimming pool
    • Has a ‘feature’ worth over £50,000
    • Has any item, pair or set worth over £15,000 such as a painting

I have more questions about GUARDHOG

The GUARDHOG team is happy to help with any questions you might have, including advice on how our policy works or how to make a claim. Send your questions via email to lucy@guardhog.com or give them a call via 0207 199 6610, mentioning that you were referred by GuestReady.

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